BEGIN:VCARD VERSION:2.1 N;LANGUAGE=en-us:Swartz;Noel FN:Noel Swartz ORG:DMJPS PLLC;Audit TITLE:Partner, Director of Assurance Services TEL;WORK;VOICE:(828) 254-2374 TEL;CELL;VOICE:(828) 225-3633 ADR;WORK;PREF:;;79 Woodfin Place, Suite 300;Asheville;NC;;United States LABEL;WORK;PREF;ENCODING=QUOTED-PRINTABLE:79 Woodfin Place, Suite 300=0D=0A= Asheville, NC X-MS-OL-DEFAULT-POSTAL-ADDRESS:2 EMAIL;PREF;INTERNET:Noel.Swartz@dmjps.com PHOTO;TYPE=JPEG;ENCODING=BASE64: /9j/4AAQSkZJRgABAQEAYABgAAD/2wBDAAEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEB AQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQH/2wBDAQEBAQEBAQEBAQEBAQEB AQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQH/wAAR CABgAGADASIAAhEBAxEB/8QAHwAAAQUBAQEBAQEAAAAAAAAAAAECAwQFBgcICQoL/8QAtRAA AgEDAwIEAwUFBAQAAAF9AQIDAAQRBRIhMUEGE1FhByJxFDKBkaEII0KxwRVS0fAkM2JyggkK FhcYGRolJicoKSo0NTY3ODk6Q0RFRkdISUpTVFVWV1hZWmNkZWZnaGlqc3R1dnd4eXqDhIWG h4iJipKTlJWWl5iZmqKjpKWmp6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uHi4+Tl 5ufo6erx8vP09fb3+Pn6/8QAHwEAAwEBAQEBAQEBAQAAAAAAAAECAwQFBgcICQoL/8QAtREA AgECBAQDBAcFBAQAAQJ3AAECAxEEBSExBhJBUQdhcRMiMoEIFEKRobHBCSMzUvAVYnLRChYk NOEl8RcYGRomJygpKjU2Nzg5OkNERUZHSElKU1RVVldYWVpjZGVmZ2hpanN0dXZ3eHl6goOE hYaHiImKkpOUlZaXmJmaoqOkpaanqKmqsrO0tba3uLm6wsPExcbHyMnK0tPU1dbX2Nna4uPk 5ebn6Onq8vP09fb3+Pn6/9oADAMBAAIRAxEAPwD7c+IvxL+JVr8SfHNpbeOvFkNtb+KtZgt4 E1zUjHHFHfTLGij7QeEUKo6k45JOSaNl8TfiY2MePPFjcKP+Q3qB79z5xx/h+dQfEizB+Jvj xivLeLNabAHY303zH8yePbiotN03cQNvHAJI4PYdT6c9+cjPOBlGLdm+/wA3/Xqd11ZaXem1 vL5dvw7HbWXxE+JjEE+OPFBBI66xedM4O4+bzjnp19OldRb+P/iORn/hNfExxnrq152B6Zk6 Z/HH4CuXsdOX5cKSBjqnfPXvn8SPfg121jo4bGV+gA4A7cYPfPH5ZxWpDa9fktNuytr/AMOi 9beOfiI4yfGXiUng86nc9uv/AC0/r2PSman8V/EWhC1XXvihNoRvpBFYrrfiy20hr2RjgRWa 6heWxuXJIwId/J7Gvi39tv8Aa3t/2UNC8MaXoehad4g+Injy11W60G21m6W20nR9L0ySCyl1 e8iWSO41CebU7qG006xixE8sVw9yWRBDJ/OD8WPFniLxZPDr/wAWtfvfGnxA1O++1x2us6sl 5eadHdP9pt/7VuYJDb6RGhEqQadI0Mc1sUjSzjg8qI8lfFKlLkjHmkrc19Elp827PbRd2b0c PKrHmbUIt2i+VNuzSvyu3u36p79LH9jmm/Efxlq9qL7R/iDqmr2BeWL7dpPiBtRsWlid4pY1 urO4mgaSGRHjlQSbo3VlYBgQLD+NfiMN2fGPiPI6D+0rokenVxX8YHwt+LXjD4dS+IG8H/EP xD8Or7w1d2iXen6DrWp2Gm3n9oW0eoJbvFHdQWM7xrLE0kZh82FpRbYmbaq/rr+yz/wUM1K8 OoeFfid4iufEN/A9j/Y+uyzWynUxcz+RLaahcz3Qgt5YCJPLvEVjcmNAsReeJRMMbFtKcXHf XVruuml13+TZc8HOKvFqdraWs+l9P+Dt6n7ZXHjv4iJn/isvEy4yONVu8Z4/6adOveueu/iF 8ShuI8aeJxgnGNWux1yOvm/nz2zVjwtr/hnx1ZS3XhzWtL1Y2zPDeQWOoWN3dWdxESskd7aW 8z3Focg7GuYYt4G5QVKlrV/orDPy44yAR/8AW6YHoK7E00mtU+q1/FdddexyXkt1Z9nGz/K/ 9XOKvPiL8SlyR448VA4yca3ejHY9JuvHr+B5rAT4l/E0Xlov/Cd+K8G6t1IOuX+GBmUEYM+C OxB4P0rev9MZQ25OMHJweM9ccdvxz2PauV+wf6bZjZ1u7Xse8y55/wA/SmK/kvuX52/O/nc6 L4g2wb4m+Ockf8jVrOOp4N9LgdPX8MH6VPploGVVGcnoe459Ov5cGrfj2NT8S/G/f/iqNYDE 9z9tkxx3wT1/+tjY0e33iPAHBGfpwfoP1P8AKgH0Vui6W6I6HSdNVghI4HU8jrx+XoPqeeM+ laXpNuimeYFbeFHnuG5ylvCplmce6xI7D1x61Q0HTN5jyoPQ4xge38Pb0wBXYeOtM1K1+FHx Ou9DlubPW7f4ceOZ9IvbG3juL201RPC+qtYXNnBLiOW6t7oRS26PwZljz0obtr21Jbs0u/8A wD+Pb9oLx/8AEr4//Fm78V6pqMvi6x8beI7/AP4RXw7rMzHStD8K2+u38XhTRLCwtbaS60yx tNPaxbUoNA8ya/1J7+U3R1C8ubs/V3w1/wCCcHxH8Tatc+M/E+sTadbXdkYnfUdOgW9u4J7R be7iGnoDZaTps2D9j0yKN5LGCOBTPJPHLJL9I/svfCTwtaahYeIL3QohqHhIaLaSa3fqby/1 bUoIII57tJnjihRkvi8TJC0wjnuJoUMSqiV+0Vzd26+GxFFFAq+TG5JRBgmNWPysFO7aeQOP m7EHPwmbY3EUaihTn7Lmg5+1au3NvZWWnfV2u/JH6Pw7l2DxNGVatS9s41VSVPmtGMbQkpO2 sm22tLNfNn4IWv8AwTH+HpjuoNZ1HfLPczPmxjlldJWSKOOeZZGUPMBAhjdw8kJB+dxuD+I/ Gz/gl5a2nhDUJvhx4g1uHX9OtXv7HT71BDYaounKbtLBmVmKSTiJUtjkRmVY/OVVy4/deK7h j8QYKI2LgN5SoW3EfNwdxBXt8xHfpXceJIbDUtJIvo4IpPJkkgy0ayN8jFcxEhskABRjuRkH r8+sxzCElNYpSSnF8jipJwfLdN8tr2dnZrfa59pPJcqdN06mCSVSk4uonLnjKSsnGze10100 7H85n7C3iv4l+CfsWn2unxXbL4y0zT7G/wBPW4j8S+GvEt5OlhZLrcRlW9PhvUdSibRfEUU0 U9ikN5DI8Koh3/1H6poT/MTGEbblkUMNjkZdADztViVOcngd6/AvxD8Bmvf2yPg1ofwdhv7T xZ8Qtf8AC0PxCj0z7TDpk9npV/DfSeMc2jG1gudM0K3b+1/tUWy4hsdP1GGZLuC4L/0y+IvD 5VpCI2A5wSPmI/vE9STjLN1JzjGa/S8BPmhf7LjTaSvb3o39NuVX66dLH4pmi9jX9nvySnDZ J2jKyfnfs9ndHyNquk4WQFR3wec9uo/z+FefS6dt1Gzyo4vLbPv+/QZ9+mc/X1r6K17SpIw+ VHQ4OOBgnpnkjpx6/nXk1zaFdQsxjH+m22CB/wBNkz79uQOa9A4LnHePCG+Jnjfjj/hKdX68 f8vsg4x16V1/h6LcIx2+Xr65/lXEeO5f+Lm+OB02+KdY5/7fpvoPYcH6813PheQOYweORxzy P6frVcrte3n+KX367evYV9Lvy7nv/hfTt/lgDPIA4GRnsQOOOvHr+A98sPBsXiPRdT8PyzzW kOvaRqWiTXdvlbi0j1exm097q3YEFbi3W4M0JyP3iJivJ/BUSM0WeSSMce47ZHY//Xr7A8CW GJLeUpkJJHIBjhijK3I7g4AOOMZ6VO+nfTQxbd76t9P0P5ifh1pniLwj4t1/4PT3Mt/ZeBPi PrVm98OLLUYvh9canopNvdKjJ5L+IoLa0nto7iWO11CzvIJpZrqKfb85ftJ/E/8Aae8P6j52 mWvj+y0iK+vbU6lJr2gaNpGdN3y/bX8OxXLa61nql1GLXTI5YomFuIJnMglZI/1L8R/Bjxb8 Jfjt8X/C+v3Op3ug2urNd/DvNws8Y0fWvE2s+Odav7y0kRbiTV9fuPEkV5FqafaILlLO5jdo rizaMfMn7YXxi8PeDtB0zTNN0RfEHxB1Jlh0mwkdZLqW6mcbbdWETSQRQlRJdXIUlYt77127 K/MK2LxFTMv32Foy5KXs1Tm5+7UVepTm4ta8yUIz5W2ndauKP3rA5RgcPQ+r4XMKv1ap7PG0 8dFUn7TD1sPhcRT9pGUeXWM/ZtxinGfPypSuR/BLXPEGq/BzR9d8c3PijTfGGvabeTNZ3ixn UNOkuIc2sZuVijCjALwyzRq6LOkkgIXc3xZ8Ite/aE8TeLPF9j4p03xRHPp2pS21hpuq/E6N DBAbuSFY4tIuJEu47uC1jhvF1fT1mtJfMEaWRjEjD9CdI+Lfg+60DRdL8SXNho/iK+t9Jgaz Fhe2iRajLpTG/fSVvoxLrcMF67WbzWZkWeNESJzLG6J4B4M+MmseGfj94k8G/ETRLJfCXivy LvwJ4gjsBZGBZ7dANMmjRyLXUbK4SXZGJxJcIu8jz4541wpe1g8Q5Uqc+eK+NztSk2rW5He1 +mq93VNPT3a+GwlWnh+bE1KcqN4pRdKTxDtbkftIya5rfFFxlry9ub9Av+CfnwrvtV/aZ13x JDaWVzrPgPwRdXPiTWtUvEW6fQPF8g0S2g0jTxZTvNqceq6dqcF1dQXdlbwWdyI53eOZYJv1 58VaAUEhKEZ3cEdPvDPA59f1+niH/BNv4T3DT/Fz4v31pLHHqVhoXw80WaVdi3lvBeTeKdbm jwFZ1juH0nPmAmKa5uUTaC+ft3xtoiqsrLHjOc/r26/Ue3FfdZHUqvK8LKtGKnKnZ2TScY+5 F8rtbm5ea1tU1otl+FcV08NSzzGQws3UgnCU22ny1alONSpTTW6pym47J3TTWh+fvivSggkA G3GTxx0J/rwff6V4BqNoyajaqV/5frc5xkjM6dufzHv6V9e+OLFYzLleBnHH55/A/nXy3rqq uo2fr9tt8ZPbz04/PH+PSvZhJt2/roj56MmmrvT9D5v8fT4+J/joZG4eLNaB6dr+bt34A596 7PwrdKzxgkjBB6jk8cdTznse3vXk3xCvAvxS8egnOPF+ufXi/nB6YPA49fbHNdR4avwpQ55+ XqfQ8fX/ACOldY5XtHtZH3L4CuVLwLnrtI469O3r+Q4/Cvuj4fbHEHzZOF9PUYz9ec9xX5q+ BdbEckOXGAV4z6Hrn3//AFc195fDHXDKYUUhiFMrtkARxxrukmkc7ViiiQM0ssjLHGgMkjqi kiZUmrNWXzenbpp95zuUrtef9f15v5b/AO158M/DusfCDUPiqmjyS+M/hzHpU9pq9pNNE48N 3Gr29rq9tqdrHIlrqVpaR30txZvfRyPpks1xJbPGk86v/KF+1r8FPF/xC+IOk3/g3xrd/D/U o9Ru7yPxJBpFjrFzAFt/Ns7WfS9QiNtdafFeNBJfRFrSS6VYvJnt5Y0c/av7UP8AwWO+GH7T f7dn7N37AnwM8VXdz8BYfiV4p0z42/F3StSksfD/AMV/itaeCvFmlfDb4feGJIZIjr3wy8Ie PmstX1TVppP7M8deNrTw7DpcF5oehxXur0fiLZTaV4xttE8TxA3mnsmn6rB5yWg8mN5P+J1t aCRp7a8Q25gvQ6LbrKty5AWVU+V4hy+vSrUK9Ol7OrWjK0uVWdWLvyz0s5zhZrm+KMJL7Lt9 5wnmVNUZ4fGVJVaVKcLwlOb5MLNwdoauSpwqKV1DlUJVIy05rnxingDfcWsviWXxdrviHSNL hi02K2+IOmaf4f1XXbe1uEtbu4uH8DP4g8P6Xb30i3L2sVlrF7LbGe3Qv5qyry8H7PN03xP0 Hx14k8Z+K/EMj+Ib3XbnwreaxczeGvB2jx6eRpGjaC1xbWV7dw22spJfvrWth9U1K7nkXbZ2 cdrZJ9FeKbfRYdRt3mu7iSO3MqWl1BdTym8gmjxGZALsOjGMRqrOyiQriJlYoG+of2W9P8C6 38XPg9pvjE2l7pHjf4q+ErTxDDqDwQ20uivdpCkF2s0sn2SzYr5dzMZoj9nMx3CNpFPy+HpY itVjTaq0uaSjUc3JxV2o8vvN/bdlpzu9k3FtH6Fj62AwmCqYijOjiJuKnShTlzTXLacpRjdR bhTi7SabjypuS1v/AEY/sh/Da++Hn7NXgLTNZglh1jXre98aahbXEZjnsx4mmW7020nQ/Ms8 OjR6eZl2hknklUqGUg6PjmBI1lHGBu64zxnA6cg4546dTX0/r0sdtHKhVYQihVhACJGiKBGi AAKsaptCAYULgLwBXyJ8Sdbt4lufm/v4HGBx/wDX6H1z9P0WFFUqVKjT+GlCNNd2oxUbvzdr vrd9T8KxGIdetVrVH79WpOpK2yc5Xa76X0vrZdz4v+JDpG1wRgdRx+I/DPHXr9CK+M/EF6Dq dsODi+t92Bjjz0PHsPy49c19I/E3xFHI06o2eW+7wO/B/wA84wR6fHGtajv1K2IYDF9b/wDo 9f05xj9eldkKTjHmfR3s776a2/QxUk9rnzD8S74J8VfiCN+MeMvEAIOc8alcDPv0z+B9K19B 1By0QTcXYooRAWZyRwAoySfQAZPFfn/+3b+2Z4F/Zt+JvxI06506+8afEO78S+I7/SfBelzL aw29tJrN5Dbah4o1l0lXRtPmeOR7eCC2vdW1CKGQ2tosZW5r8GPjB/wUT/ak+L9nfaBN49h+ HXhPUA8E/hz4X2svh1rqzlXmz1DxQ9xceKL6BkYpKi6rZQXAz5ltsby66qdCo1GXLaLV4uV7 SXeLe6vtLa67msmrJdUl+KW/XY/pT/aQ/wCCpX7PX7JFjf6VLqq/Fj4uWyPHZfC3wNqlpPNY Xuw+UfHXihBd6T4Oso3Aae1f+0PEciq8drohP71P5v8A9p3/AIKpftqftX6hNoXjH4o6j4D+ F19L+6+Dvwour/wf4LOniRi1p4iubS6XxF43kFuDFczeKNVvbS4JLR6ZaxkQr8CzRQRGXark lnZzkAvJIzl5HOCzu5bLu7Mzt8zEnmquzZJDPHGW2wzR7d2D+8KgsjEEb8ErtYBfmPzKcGuh QcHGV9fdvbXS6622+8ytF3uuvX5f8C3VHqPhvX9R0C60fxH4evrnRPEXhnULDXvD2rWcvkXG i61o19b6rompWrx7SkunahaWtzEFwAYwCCpK1/bx4H+Ifg7/AIKJfsqfCz442LJo3jnUtB/s zxFe6RuGoeEPifobpY+MvDt7BDJDJcaPNqqNqVraO6ONL1O0vLGWKWQGT+FW2uovKjRWkMRZ RKrx7GHGCjDncAWyxUkEDCsQTj93/wDghv8AtIS/Dv4z+NvgJrd+y+FfixYQeKdAtJpN1va+ N/DqJaXUttGxISXV9DmjiuFTBuG0uBmDNGprpxWGpYuhOjWhGpTmtYy6+cWtYyW8ZRalFpNO 6QUK9XDVYVqM5U6kHdSj26pp6SjJXUoyTjJNqSabR+gd/wDCnX9D8YR6R8QvEOr6TcSzg2Op YDabqy2wZBHBqO22Lxi3LRtA8SXUG8/abUDBP098HfCC+NviV4a8MaZZSXHhfw5f22o+OdSn lkkiOktp13ZWOl3RlH+kT6+10dunuqbdGsr26mRIGtPtHgP7c3/BS34W23iTxP8Asy/BpvDu u+PfD1xYwfET4kX+jabq2heFtXjlWdvCnhFNWt5rTVPElqqxrrniVYZ7HTPOk0jR5bnU/t0+ n+D/ALK37Z/7S3hL4qad4as/Dd38cPBfi46l4g8YeBfDmgeG7HxNonh7w9YLL4j8bfD19Ott OuNQ8R2EEsV/qHhPULq/PiwRvp2nLZaq9nIPgnk9GGa4aFTG4mrhqNenUhRac26sLTpwnUUk pQjKMXKbg5dFZ80j9hwuW5ziuC8wz/D4HKsKvqmJdWrKs6eIqYOP7uvWo4eNCpGEqnv04U54 ikr++o8sqafxT8Nf+C2P/BTn/gn/APFjx78GNL+Omo/GL4Z/Cn4heLvh7F8I/wBou2l+JGj2 Wg+D/E+paHp+laL4ruri0+I/hiIaXZW0NnJpfi1rWzheLZp80KpDX73fs5f8HEH7K/7UUFh4 Y+MkFz+yr8Vrsw2zWHjTVl1r4T67qEuyP/im/ibFZ2aaQJpztg0/x5pmgSICqLqt+f3jfyXf 8FLW8Paj+3n+07qvheVJ9F1/x3pPiWznijltlnfxN4H8Ka5ezNbXMcN1aS3F7f3Ut1Z3cEN5 aXbT215DBcxyxr8Ni2SRGiaNCVByrKCzRn+E7s7to65+UqdvvX3Cw/M7tR3+JWu3pdXSTutN +y30Z+NzS80/K3lutei7fqf6SnjHxXDfxJeW95BdWd5DHd2l3azxXNpe2k6+ZBd2d1bvJb3d tPGRJBcW8skEyEPG7qQa+e7/AFYPqFqd4J+2W56nr56+nPA69Qe9fxo/snft6fH/APZRvtH0 zSPFep+LPgvZahDP4l+EXiK4bU9EGivJ/wATOXwRcXfnXngzWY7YvPZDRp4NKuL2OGPUtNuY ZZMf1i6Z410rxNZ+GvEuh3i32h+IrPQ9f0e9RlxdaVrFva6jp9xgFgDLaXMTMoY7XZlySK5q 9OVNK60k9Nnsldeuo6a3tdtJLb7+r3sfyr/t96jrPiT9ur9qbVLq/uxLD8b/AIhaUtvJEskF vYeH/EF7o9lbyGVvkjjsLG3KRoBhHVkXLZPwzfWMUV+VQAR3DmRNrDAlztkRQSGCtxNGvb5w R6fYP7at83if9sX9qbWIibSeX4+/F1XW2VjbypZ+MtZ0+KSTGRKHhs4yZerZY5IIr431kz5U bSZYyrqwBA3KcqQe+44U9SVLcevsTio0KScNI06drO6/hxTik3or+VtrbEX1b/vX/wAtbf18 gubYgsp25yG6gE455OSDnPbrVaSIQxW7sAYjKVlKMAyhyNnTPys+EJGDyMEdalin+2RiVFJD AZypJDfxI3+0h4I9QadJAZbcxPG+12ZXCgg7SMcHoCDkg9jj0qLKSWl00l6pJWX3WT/PZhdr ZjhbrH8xxHGfmQ4/h5AVF6nrtz6FScnNevfA74kz/C34v/DXx/azfZV8J+L9GvryRi2X0ee5 Ww1tZdmGK/2TdXmVUlg6xlQTivF7aS4mR4JFdri1bY+QxLL/AASKMdJU+YYx8+R/DmlZZAfu My8hztYIVIIYNnn5l54zg9KE7q6v93XqvvuvkGzV1po/kf1nft0/sxfAn4h/DCP47aHpllo2 pabaT2ur+J9Aht7Yvb2elS6nbX6i3CQTm5vFgTyZFdLpboR4DbTXyd/wTP8AGGteBv2ifgZH r5tJdN8SweKfC95e232l7vSp/GWjTWvhqOWW42hrS51mztbG+dUDWl39k8qWaKSc1d+EPxY1 f4nf8ErvF0V3JNqNz4D+Jfw28GanNOk8jNZzXFjEW3pwXmjs7N41lZl2SycMcE/G2keKta8P anp/jTRftkGp+C/EXhvxHoYt2mgDyeFtQtdVsrGbZgm3ubiz8poyCkyvtcFl5+YzSaoY6jUU UnTcK0nZe9eezXX3Y3T03tdLf+hvDLKqmb8H8Q4aVWtOnmMsXl1Ghzy9nRqLBU6irQveMZTn iKaqXWqpQd+aKb4X/gr14H1LwJ/wUM+Nb31mYbX4g6d4P+I2mXQj8uLWLW/0aDSri/BUYa8i uNNmsdQcbmM1pvlJaTJ/OKN1YkgsjxSK3luD+8j+ZWMcqgoQcjKHawzyvAJ/oL/4Lt6Hpnjq y/Y7/aX0CFhpnjjwn4h8Iz3UcDiN7DX9K0/x14YR2KDLwM2sWgBY7XV1G0hq/n4jhk8t/wB2 +0oGDBGKn5gTkgYwegJ/Gvo6TvF6395tPdNSSmvPaV0/TS2/8/VoOE3CUXCcW4Ti004zhaMk 09mpJpre+6Q+4kiS3mIQMjQycbmO5WjcEHGBkZ564IPTk1/UZ+wZ48l8T/sn/AK5u7r7VdaR oLeFriUyeY6nwt4i1PRbaGQklhJBp1pZRbGO5UWM/dxn+We6jf7FKuGUhGABBziQEHt2bAHT gnjkV+53/BLLxRqF38FPEvhd3muY/CPxVn+yRIrt9ktvEuk6PqzRfKvypJfR3syDkb3mAxzX PjtKSbWikn56q2n3rd2+e5RfvfJ/p/kz/9k= X-MS-OL-DESIGN;CHARSET=utf-8: REV:20220628T175715Z END:VCARD